If you’ve been in a car accident in Denver, you’re likely feeling overwhelmed, anxious, and unsure of what to do next. That’s completely normal. The moments after a crash can be chaotic, but the steps you take can greatly affect your health, financial recovery, and legal options.
At Fisher & Associates P.C., we’ve guided thousands of Coloradans through the aftermath of serious accidents. This guide outlines the key steps to protecting yourself, your rights, and your future. Let’s walk through what to do — one step at a time.
Step 1: Prioritize Safety First
Check for injuries. If you or anyone else is hurt, call 911 immediately. Don’t attempt to move seriously injured individuals unless there’s immediate danger.
Move to safety. If the vehicles are causing a hazard and it’s safe to do so, move them to the side of the road. Turn on hazard lights to alert other drivers.
Step 2: Call the Police and Report the Accident
Even if the damage seems minor, always call the police. Colorado law requires reporting most accidents, and the official report can be vital for your insurance claim or legal case.
When officers arrive:
- Be calm and respectful.
- Stick to the facts.
- Avoid admitting fault.
Request the accident report number. This will be helpful when you or your attorney follow up later.
Step 3: Document the Scene
If you’re physically able:
- Take photos of all vehicles, damage, license plates, skid marks, road signs, and injuries.
- Record the date, time, and location.
- Get witness information, including names and phone numbers.
- Exchange information with the other driver:
- Full name and contact info
- Insurance company and policy number
- Driver’s license and license plate number
- Vehicle make, model, and color
This evidence can be crucial should the other party dispute fault or the insurance company attempt to downplay your claim.
Step 4: Seek Medical Attention
Even if you feel “fine,” it’s critical to see a doctor within 24–48 hours after the accident. Many injuries, such as whiplash or concussions, don’t show immediate symptoms. Delaying treatment could:
- Make your injuries worse
- Weaken your personal injury claim
- Give insurance adjusters a reason to downplay or deny your injuries
Early medical documentation is powerful evidence. It ties your injuries directly to the accident and helps create a reliable medical timeline. Whether you visit the ER, urgent care, or your primary care physician, explain that you were in a car accident so they can evaluate you appropriately.
Also, keep a detailed record of all appointments, prescriptions, and follow-up care. Consistency in treatment shows that you’re taking your recovery seriously — and helps establish the true impact of your injuries. If you’re unsure where to go, a personal injury attorney can connect you with trusted local medical providers who specialize in the evaluation and treatment of accident-related injuries.
Let medical professionals know you were in an accident, and follow all treatment recommendations.
Step 5: Notify Your Insurance Company
Contact your insurance provider to report the accident. Provide basic facts but avoid making detailed statements or accepting blame until you’ve spoken with a lawyer.
If the other driver’s insurance contacts you, it’s okay to refer them to your attorney. Don’t feel pressured to give a recorded statement or accept a quick settlement.
Step 6: Don’t Post on Social Media
Insurance companies often monitor social media. A seemingly harmless photo or comment could be used to undermine your claim. Until your case is resolved:
- Avoid discussing the accident online
Don’t post anything on social media until the case is resolved. Posts that don’t directly refer to the accident (showing you participating in activities that could be perceived as contrary to being injured) can still harm your case.
- Don’t post updates about your injuries or recovery
- Remember that posting any photos or updates on social media of any kind (even posts unrelated to the accident) could provide the insurance companies with a basis for downplaying your injuries or denying your claim
Step 7: Speak With a Denver Car Accident Lawyer
Car accident claims are rarely as straightforward as they seem. Insurance companies have teams of adjusters trained to minimize payouts. A knowledgeable personal injury attorney can:
- Evaluate your case for free
- Help you access medical care
- Deal with insurance companies
- Investigate the accident
- Fight for full compensation for your injuries, lost wages, and pain and suffering
At Fisher & Associates, we prepare every case like it may go to trial — because that’s how we get fair results. We don’t just take on cases. We take care of people.
No upfront fees. You only pay if we settle your case or win in court. Client may still be responsible for court costs and other legal expenses.
What Damages Can You Recover After a Car Accident in Denver?
Depending on your case, you may be entitled to compensation for:
- Medical expenses (past and future)
- Lost wages and reduced earning capacity
- Pain and suffering
- Emotional distress
- Property damage
In rare cases involving gross negligence, punitive damages may also apply.
Common Car Accident Injuries
Many injuries may not be obvious at first. Here are some common post-crash injuries our clients have suffered, along with symptoms you should never ignore:
- Whiplash and neck strain: Often caused by the sudden jerking motion during a collision. Symptoms may include neck pain or stiffness, headaches, dizziness, blurred vision, and reduced range of motion. These symptoms can take hours or even days to fully develop.
- Concussions or traumatic brain injuries (TBIs): A blow or jolt to the head can result in a concussion or more serious brain trauma. Warning signs include confusion, memory issues, nausea or vomiting, sensitivity to light or sound, difficulty concentrating, and sleep disturbances.
- Broken bones: Fractures can occur even in low-speed crashes. Look out for swelling, bruising, deformity, intense pain, and difficulty moving the affected limb. Some fractures, such as hairline breaks, might not be immediately obvious without imaging tests.
- Back and spinal cord injuries: These injuries can range from mild sprains to serious spinal damage. Symptoms may include back pain, tingling or numbness in the extremities, muscle weakness, or loss of coordination. Immediate evaluation is critical, especially if you experience difficulty walking or loss of bladder/bowel control.
- Internal bleeding: Internal injuries can be life-threatening and may not present external symptoms. Watch for abdominal pain, deep bruising, dizziness, fainting, or feeling cold and clammy. Always seek emergency medical care if you suspect internal bleeding.
- Emotional trauma and PTSD: Psychological injuries are just as real as physical ones. Signs of post-traumatic stress disorder (PTSD) or emotional trauma may include anxiety, panic attacks, nightmares, mood swings, or fear of driving. These symptoms often emerge days or weeks after the crash.
Even “minor” accidents can have long-lasting effects. Don’t ignore your symptoms. If something doesn’t feel right — physically or emotionally — seek medical care. Early diagnosis and treatment can make a significant difference in your recovery and legal outcome.
How Long Do You Have to File a Claim in Colorado?
Colorado has a three-year statute of limitations for most car accident claims. But waiting too long can:
- Make it harder to gather evidence
- Jeopardize your right to recover damages
The sooner you act, the stronger your case will be.
FAQs: Denver Car Accident Legal Questions
Do I really need a lawyer for a minor accident?
Even seemingly small crashes can lead to injuries or insurance headaches. If there are medical bills, disputes about fault, or any pain or injury after the crash, consulting with a lawyer is wise (and free).
What if I was partially at fault?
Colorado applies a modified comparative negligence rule. That means you can still recover damages as long as you were less than 50% at fault. Your compensation will be reduced based on your percentage of fault.
What if the other driver doesn’t have insurance?
You may be able to file a claim through your uninsured/underinsured motorist coverage (UM/UIM). Our team can review your policy and explain your options.
How much does a personal injury lawyer cost?
At Fisher & Associates, we offer free consultations and work on a contingency fee basis. That means:
- No upfront costs
- No hourly fees
- We only get paid if you do
Client may still be responsible for court costs and legal expenses.
Why Choose Fisher & Associates After a Denver Car Accident?
We understand the physical, emotional, and financial stress you’re facing. You’re not just another case to us — you’re a person who deserves to be heard and deserves justice.
Here’s what sets us apart:
- 15+ years of experience handling car accident claims across Colorado
- Recognized by Super Lawyers, AVVO, and the Million Dollar Advocates Forum
- Proven track record recovering millions for injured clients
- Compassionate, personalized attention from an attorney from day one
When insurance companies try to minimize your pain, we step in to maximize your recovery. We prepare every case like it’s going to trial because we believe you deserve more than a lowball offer. You deserve justice.
Your Next Step: Speak With An Experienced Car Accident Attorney
If you’ve been injured in a Denver car accident, don’t wait. Time matters — and so does your peace of mind. Let us take the legal burden off your shoulders so you can focus on healing.
Contact Fisher & Associates P.C. today for a free consultation.
📞 Call us 24/7 at (303) 779-5300
📍 Visit us at our office
🌐 fisherinjurylaw.com
Paul Fisher founded Fisher & Associates P.C. in order to fight for justice and ensure accident victims receive the compensation they deserve. He is licensed to practice law in both the State of Colorado and the United States District Court for the District of Colorado, and focuses on all aspects of personal injury law, including car accidents, motorcycle accidents and insurance bad faith.