Uninsured drivers make up a large portion of all drivers in Colorado. These Uninsured drivers are a danger because they run the risk of forcing you to deal with the damages of any accident that they cause. If you are in an accident with such careless drivers, then it will can create significant hardship because it might not be possible for you to bear the damage costs. Think of the following situations:

  • The driver suffers severe injuries in the accident
  • Multiple passengers are severely injured
  • The injuries caused passengers to miss work for a long period of time
  • If the vehicle on opposite end witness minor or major damage
  • In case of additional property damage besides vehicle damage

This makes it mandatory for motorists to keep themselves secured with Uninsured Motorists Coverage which is beneficial for both the driver and passengers and protects them from uncertain consequences.

What is an Uninsured Motorists Coverage?

Uninsured Motorists Coverage is for your protection when the opposite person is not insured. When you get into a wreck with an uninsured driver, you will be in great trouble as they will not have an insurance company to pay off your medical bills, repair costs or property damage claims. To save yourself from this headache, it is better to get uninsured motorists coverage which saves you from unexpected danger. It covers compensation for the driver as well as passengers and one can claim for following under circumstances of hit and run accident:

  • Medical Expenses
  • Lost Wages
  • Emotional Distress
  • Pain and Suffering

What is Underinsured Motorists Coverage?

In situation when the driver is insured but does not have enough coverage to pay for injuries caused by the accident, is known as underinsured motorists coverage. In short, it fills the gap between at-fault motorist’s insurance limits and the amount of your damages, up to the maximum underinsured motorist coverage on your policy.

Leading Uninsured Motorist Coverage Lawyer in Colorado

Your search for one of the best uninsured motorists coverage in Colorado ends here. We help you out by claiming and closing the loopholes which prevent you from receiving benefits from your insurance carrier. Some people fear that their auto policy being might be canceled or that their insurance company may increase the insurance premiums. However, this is prohibited by Colorado law. We will fight for you and make sure that the insurance company does not bully you into not making a claim. We are ready to claim UM or UIM on your behalf by pursuing the damages, penalties, and interest against insurance companies under your under-insured motorist benefits, including additional penalties if they act in bad faith or violate the law.